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Vocabulary: going to the bank...

MONEY, MONEY,  MONEY...

IOU= I owe you

Stacks of coins

For centuries and centuries, after slowly giving up bartering, our ancestors used the money that people had to earn and save, in order to be able to spend it, buying the goods they needed. 

A question arose: how to keep money, the diverse currencies used in the different countries with as few risks of losing it or having it stolen? 

Several methods were found. 

No more than an anecdote, hiding your savings under you mattress, which at first looked very secure since your own bodies were keeping them, proved to be very risky and fell  preys to fires, consequently destroying a whole life's hard labour. 

Then, they were buried treasures (in a distant island), or in your own garden, in order to make sure to have this means of getting goods and services available. 

Money stored in bottles	A piggy-bank= a money bottle

A wad of notes under the mattress	Wads of notes (stage 2)

Dollars = Greenbacks	Valuables buried in the garden

A treasure chest	Diverse currencies

Keeping money used to be only a matter of hoarding and becoming rich. Then, it has slowly become a matter of being able to buy. BANKS, not being philanthropes,  quicky said to us "Your money is OUR business", and little by little, offered services to make transactions easier. Not only are we hoarding, today, ( or trying to!) but we are also playing our part in the global economic system enabling us to buy and sell more varied products farther and farther away. 

A counter / A desk	A bank account	A cash deposit	A cheque/check book
Credit cards	An ATM= a TM= A cash dispenser    Automatic Telling Machine/ Telling Machine	A safe= safes	A saferoom

 Here are a lot of nouns representing banking operations or transactions. This vocabulary may be very useful in banks.

Lots of verbs will also be useful to you. Take care!   Many of them are irregular. 

Here are many words and expressions to be learnt...    When you know them, you'll be ready to find your way through the banking system... and you'll be ready for the test ...  Good luck !  

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'Hurry up, Lucy... We have an appointment at the bank to open a loansaferoomsavings accountaccountI don't know for your future studies at the MIT... and do you know that now, thanks to a mortgagescoinsloanswire transferI don't know, you can send money to other continents quite quickly and easily... ' 'Alright Mom, I'll take my toy credit cardsaferoomcheque bookmetal detectorI don't know and a few € bank noteswirescurrenciessafesI don't know and deskstransferscurrenciescoinsI don't know, just in case...'
'Yes, Lucy, but we're in Illinois here... The currencybankloanchequeI don't know is different. You need credit cardsdollarschequessafesI don't know, and real ones, not currenciesloanscounterfeitdepositsI don't know or fake ones.'
'Mom, I don't really understand why Dad keeps all our money at the saferoomstreasure chestpiggy bankbankI don't know... You should put it in a chestsavings accountdeposit accountchequeI don't know and bury it in the garden. I'd watch it for you, you know...'
'Let's go and open your account, Lucy!' ' You know, Mom, I'd rather spendsavedrawnchangingI don't know the little money I have than spentsavedrawdrawnI don't know it...
When I spendsavedrawearnI don't know a living, I'll lentlendborrowloanI don't know money from a bank, I'll have a big treasureaccountdepositchestloanI don't know to buy a huge house and I'll pay my borrowingtreasureloaningmortgageI don't know regularly...'“Yes, Lucy, you'll do that! “Yes, Lucy, you'll do that! In the meantime, why not break your safebottlechestsaferoompiggy bankI don't know to buy a present for my coming birthday?” 'Mommy... No need to buy anything... I've made something wonderful for you...'